Is cord blood storage HSA/FSA eligible?

Unfortunately, cord blood storage is not covered by an HSA or FSA unless it is treating an existing or imminently probable disease. If it is, cord blood storage may be FSA eligible with a Letter of Medical Necessity (LMN).

However, Anja Health offers flexible payment options to help make stem cell banking more accessible for families. Families can choose between 47-month interest-free payment plans or paying 100% upfront, with both 20-year cryostorage and lifetime storage options available. Anja Health also goes beyond traditional cord blood banking by offering cord blood, cord tissue, and placenta banking, giving families the option to preserve a wider variety of stem cells.

20 Years of Storage Plans:

Base

✓ Umbilical Cord Blood

Pay later: $80.45/mo for 47 months

Pay now: $3,800 total

Potential uses: Cancers, blood disorders, immune disorders, metabolic disorders

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Enhanced

✓ Umbilical Cord Blood ✓ Umbilical Cord Tissue

Pay later: $142.15/mo for 47 months

Pay now: $6,800 total

Potential uses: Cancers, blood disorders, immune disorders, metabolic disorders, heart and liver disease

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Complete

✓ Umbilical Cord Blood ✓ Umbilical Cord Tissue ✓ Placenta

Pay later: $182.57/mo for 47 months

Pay now: $8,800 total

Potential uses: Cancers, blood disorders, immune disorders, metabolic disorders, heart and liver disease, diabetes, injury/wound healing

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Lifetime Storage Plans:

Base

✓ Umbilical Cord Blood

Pay later: $127.26/mo for 47 months

Pay now: $6,000 total

Potential uses: Cancers, blood disorders, immune disorders, metabolic disorders

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Enhanced

✓ Umbilical Cord Blood ✓ Umbilical Cord Tissue

Pay later: $220.87/mo for 47 months

Pay now: $10,500 total

Potential uses: Cancers, blood disorders, immune disorders, metabolic disorders, heart and liver disease

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Complete

✓ Umbilical Cord Blood ✓ Umbilical Cord Tissue ✓ Placenta

Pay later: $288.96/mo for 47 months

Pay now: $13,800 total

Potential uses: Cancers, blood disorders, immune disorders, metabolic disorders, heart and liver disease, diabetes, injury/wound healing

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All monthly payment plans start in the second month after delivery. The enrollment fee is $199 at checkout. An initial collection fee is due at the time of birth: $300 for cord blood, $400 for cord blood and cord tissue, and $500 for cord blood, cord tissue, and placenta. No hidden fees.

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